Carmel Bay Group is an insurance and employee benefit company located in Carmel, California. For three decades we’ve earned the trust of businesses and organizations who want to deliver quality employee benefits to their employees. Our services encompass a wide range of personal and business insurance opportunities. We provide coverage for group health and level funded health insurance, as well as life insurance tailored specifically to business owners and key employees. Additionally, our offerings extend to disability income for professionals, long term care insurance for aging parents, and life insurance designed for legacy and estate planning purposes. Formerly James Greco Associates, our longstanding relationships within the industry give us the ability to offer our clients a broad spectrum of services and benefit opportunities that few brokers offer.