I recently applied online for a payday loan. I came across Cash Advance Now. I received approximately 3 emails from them stating I had been approved. They were well aware that I have a Prepaid Card. I received an email with all the pertinent documents to print & fax to them to received my loan. Upon opening the documents they sent, all the information was already input & all I needed to do was sign & fax. I spoke with them the day after I faxed the documents & was surprised at the response I received. I was informed then, that they did not deal with the bank, where my card was issued. When I asked why they sent the papers, already filled out & saying they had already spoken with the bank & everything was a "go", instead of informing me at the initial completion of their online application that theydid not deal with this particular bank. To my surprise, I was treated as though I was some kind of idiot. I was talked to with a very unprofessional attitude, called names, hung up on, etc. The very next day, I received the same documents via email again. My response to this was, if they did not honor my bank, then why send the same documents again. I basically forgot about it, never received any funds, etc. Then, to my absolute shock, I received a phone call from an attorney's office, stating that Cash Advance Now, had filed a law suit against me for fraud. I informed this person, how could I have committed fraud, when I never received any funds? I explained the entire situation & also, informed them, I still have the original documents, this company emailed to me, if they needed proof of their dishonesty. In my opinion, this company should be investigated or shutdown. I think they are ones committing the fraud. I can't believe these companies are supposed to help others, when needed, but instead, this one chooses to harass & attempt to destroy a person. If there is anyway they can be investigated, it would surely help a lot of innocent people, like myself, who believe in them, only to have something like this happen. Upon completion of the attorney's call, I was told there would be no further action taken against me & they would be contacting Cash Advance Now for making false statements & basically "wasting their time". I also offered to send the attorney a copy of the bank statement showing no transaction. This company told me in one of their emails, that they already contacted my bank & receive the information needed from them. WHATEVER YOU DO, DON'T APPLY WITH THIS COMPANY!!!