THESE PEOPLE ARE CROOKS AND NEED TO BE SHUT-DOWN NOW!!THEY PROMISE TO "HELP" W/A DEFERRMENT,BUT ONLY IF YOU PAY THE PAST DUE AMOUNTS.WHEN I TOLD ROBERT(A 30/90 DAY PAST DUE COLLECTIONS SUPERVISER) THAT I WOULD TRY TO PAY B-4 THE END ON FEBRUARY ONLY IF HE FAXED ME THE AGREEMENT I WOULD GET THE DEFERRMENT.TO DATE I STILL HAVE'NT RECEIVED THE FAX FROM HIM.I PAID ON TIME FOR 6/7 MONTHS ON TIME AND WAS INJURED AND WAS ON DISABILITY.I CALLED THEM AND ASKED FOR HELP A GOT THREATS.I STOPPED THEIR ACCESS TO MY ACCOUNT AND THEY WENT NUTS.THREATS OF LEINS ON MY PROPERTY AND SUEING ME FOR THE FULL AMOUNT.IF THERE IS LEGAL ACTION AGAINST THEM,COUNT ME IN.