EMI for May 2009 for card No.9401270150401003 was paid vide Punjab and Maharashtra Bank cheque no.098361 datea10/05/09 bank had debited the same on 12/05/09 but due creditfor the same was given by ICICI in the month of August 2009 and penalty of late fee and interest was illegaly imposed for three month.When credit was not given customercare was informed they referred the matter to their executive.he had asked me to fax the bankstatement which i did.Later after some days he called back and asked me to mail the bankstatement which i did on 2nd july the emailid was [email protected] look into this matter and write off the wrong penalty.