I went online like the others looking for a payday loan, if I am in need of money i.e. a payday loan, why would I authorize a charge for you to take MONEY from my account. That just doesn't make since. I entered all my information because I was lead to believe that I was close to being approved. After having to reenter my personal information several times I decided this was happening so I click the x to close. I was looking for a loan not identity protection, obviously if I need protection it is from online scams like this that gives false hope by luring desperate people in. Not only did they take $31.85 from my account but they caused me to have an overdraft charge. I am requesting my refund be applied to my account in same amount of time it took for you to take from my account. I spoke with Ms. Davis, who gave me a confirmation number of 3149874. I also spoke with my bank I will be checking with my state senator for other recourses.