THIS COMPANY CHARGED ME $149.95 DEDUCTED FROM MY CHECKING ACCT AFTER I CANCELLED THE DAY I ORDERED THE .99 TRIAL . THEY KEPT TELLING ME THEY HAD REFUNDED ME AND THE BANK WOULD'NT TAKE MY DISPUTE BECAUSE THE MERCHANT HAD SAID THEY REFUNDED ME, NOW THEIR NUMBER IS DISCONNECTED AND ITS TOO LATE TO DISPUTE THE CHARGE. IS THERE ANYBODY THAT CAN GIVE ME ANY SUGGESTIONS ON WHAT TO DO?