After accepting an offer from them for a credit card, I explored their website and discovered that the card could only be used on their merchandise and that this stuff was priced twice the going rate. I called the company back the next day and declined the offer, sent them an email saying the same thing and sent a fax. They still debited my account $300.00 that I now have to dispute, caqnuing several bounced checks and overdraft fees. haven't yet been able to reach the company.