I applied for my Cobra services thru Ceridian (that is who my former employer uses) It is now into the third month and no invoice from Ceridian. Every time I call Customer service I recieve a different story, even though they had not sent an invoice I sent the 476.00 that they advised me my Cobra would cost! They cashed the check imediately, and now all I get is the run around from them! Everytime you call Customer Service ( which is in the Phjillipines) you get a different person and a different story. Maybe there should be a CLASS ACTION SUIT FILED AGAINST Them and their practices!