I took my son to Wallmart to cash his SSI check. The clerk ran the check through twice, declined. He had proper ID. The reciept states as follows"we cannot cash this check.our decision was based on onformation provided by certegy check services inc.the fair credit reporting act gives you the right to know what is in your check transactions file at certegy.you have the right to a free copy of your file from certegy if you request it within 60 days.if you find the info in the file inaccurate, you have the right to dispute it with certegy. reason;3 was at the top.My son is on SSI due to Asperger's, never has worked, doesnt have credit or bank account so how can his government check possibly be declined?I ended up taking him to Speedy Cash-filled out an application and the 2 checks were cash.Whats up with that???? This is some kind of scam on certegys part.This is totally unacceptable and makes no sense at all. I have never heard of this credit agency before, they should not be allowed to operate in the state of CA. I will be awaiting a response to this issue. Deborah Wolter