I was in Bed, Bath, & Beyond today and tried to make a $5o purchase by check, but it was declined by Certegy check verification services. I did not understand because I had a large balance in my checking account. The Certegy rep told the clerk that I was a high risk and not to accept my check. The clerk then handed me a number to call the Certegy automated help line. The automated line said that I had a clear record of zero hot checks and that I was a high risk because I do not write enough checks. I write around 10 to 12 checks a month and use my debit card for everything else. I just don't go to many places that use Certegy apparently. I have been writing more checks this week because I have been waiting for a new debit card. I apparently cannot write a check at a store that uses Certegy. It was so embarrassing to have that happen in front of the other customers and I really don't think I can go to back to Bed, Bath, & Beyond again until they start using electronic draft.