These people are a SCAM! I have been paying $59.99 x 2/month for over a year. The first claim I had was for a Tahoe AC compressor. They are denying it. First they wanted to know tire size. Then they asked for maintenance records which I provided. Then they said those were invalid as they didn't have the payment method, and the vehicle VIN. So, I went back to service provider and got the originals, FAXED those, and they are denying them as they claim they were altered. Bottom line, these guys are a scam.