Chase - www.chase.com

I recently had a payment returned for insufficient funds, which i admit was my fault. But the chase company decided to post several charges to my account totaling to over $150, this is absolutely ludicrous. I have been with them for over two years without a late payment or a returned payment and they charge me with these retarded amounts. As a result, i closed my account immediately, they refused to work with me at all. I strongly recommend that no one choose this company to use for credit.