I'd been severely injurred in a "Hit & Run" auto accident and lost my job. I went into Chase Bank to help only to lower my % rate and mortgage payment since economy is low and % has really lowered. I'd heard about all the "Obama" lower % & lower mortgage payment plans and asked for their help. They gave me abunch of paperwork saying it all would help do that. I filled it all out, submitted documents over and over for months and months and finally told me I was denied 6mos later. Then behind my back without permission, they paid my property taxes before they were even due. I'd never been late on my mortgage or my property taxes. Then when I paid them the Tax Collectors office said it was already paid and they did that with my Home Owners Insurance too. I found out, that through some legal sneaky fraudulent way, they could do that and take your home right out from underneath you!!! Luckily I caught it all in time and am still fixing it calling and writing letters everywhere!! I had to get advice from an attorney. Don't let this Happen to you!!!