Didnt Obama already bail these banks out?

Hers "My" Complaint:
On the 3rd of every month, My disability check gets deposited into my account. I am on pennies surviving like everyone else right now just trying to make ends meet.
In 2004, i had TWO bank accounts with Washington Mutual. ONE of them was overdrafted 1000.00 and eventually closed. The other remained open and in good standing. Fast forward 5 years, CHASE bank acquires Washington Mutual. My good standing account is grandfathered in ( so i obviously didn't sign any forms relinquishing my rights) - NOW, 6 years later out of nowhere without any notices, warnings or foresight, CHASE has come in on the 3rd day of the month coldly calculated and ripped my disability money from me WHILE it was still pending at that!!. Thus, defaulting on my rent check, causing an added 100.00 charge with my building manager and getting a 3 day eviction notice.
Can they do this?
They are actually stealing from the federal government as the funds haven't even cleared yet! I am told due to my fixed income that i am exempt from this. (Unfortunately today is Saturday and i must wait until Monday to find out.)

DO NOT THINK FOR A MOMENT you are safe from these guys as i thought i was. Monday morning, The accounts get closed and i move to a credit union. If you have the time in the day, research CHASE BANK on line with the proper keywords and find out the truth about these corporate snakes. I cant belive this nightmare activity is allowed to go on. My local states attorney office gets the next call along with the department of Financial Institutions http://www.dfi.ca.gov/consumers/

Chase opened a pacific life annuity for my father which I was the beneficiary on. Chase told my father and I when he opened it that it was afe and would go directly to me when he passed. These were funds from my grandmother. My fathers ex wife who he has been divorced from for 12 years found lawyers contested the will my father left for me leaving me everything. It was a inheritence scam on their part. Chase and pacific Life released $150, 000 to my fathers ex. Criminals

If there are any lawyers who are up to fighting a bank and a few corrupt lawyers and a judge you may contact me.
[email protected]

I tried to find out what was going on with this women Mary Giglia Johnson. She was my Middle School Spanish teacher. She was an amazing women. It was my best class. I looked forward to my Spanish Class. She always had fun projects going on, like making tacos or wearing sombreros. When she was murdered I was shocked to here the news. Then the Buzz around town was that Mary's Father was a very, very, wealthy man. Yes, He was a cigar maker in Tampa but he was also given a trust from his Father all the way from Italy. I know her son and I know that he is an awesome guy. While the estate was going on after her murder the word spread quickly about the money. It was placed in a trust to the youngest son who's name I will not say for his own protection. It was Morgan Stanley and Keven Kyle that stole the executive ship from Bank of America. There are a lot of people that are involved in this scam besides Kevin Kyle, and Morgan Stanley. Like Chase themselves, The Bushes, CPA's, The retired State Attorney Joe D Alessandro, Lawyers from Chase and Morgan Stanley, The U.S. Attorneys in The Middle District of Florida, The OAG of the DOJ Alberto Gonzales, and the list goes on.The family themselves did not have a clue until just a short while from the time of the planned execution of Mary and her Father.Hidden Trust are set up that way and this is why it is an opportunity for predators like the ones I mentioned above to come in and hurt this family systematically. MSDW fired this stock Broker ( Robert D Frota ) # 035 for a list of allegations from Fraud, Security Fraud, Dealing in business outside of Morgan Stanley, but this was just a cover up so that this Jackie Becerra from Greenberg Traurig and Kevin Kyle could take evidence and hide it. They also had help from corrupt Federal Agents working for the benefit of their Assistance.S. Attorneys, Douglas Malloy and Albritton who actually work for Chase and Morgan Stanley not the Department of Justice as we the people know it to be. It is sad that we live in a country that hurts it's own people instead of working for it's people like they took an oath to do. This family is being slandered and blackmailed and even threatened for their lives. Just a poorly organized group of thieves out to steal money and take life that we where given by a Higher Power. Kevin Kyle and GT LAW think they are the Higher Power, but their not. We do have a Justice System in this country and sometimes it works, but most of the time it dose not. I called Kevin Kyle's office and they denied even handling this estate. They lied. It is public Record. The only thing that is not recorded is the truth about what is going on. I pray for Mary's son and his safety. I hope things work well for him and that maybe one day they will find out everyone involved and prosecute them, but first we need honest people in or Government, and Douglas Malloy is not one of them. While Kevin Kyle seems to be an honest lawyer, he is not. He only cares about the money. Not the people he helped murder for the money. Greenberg Traurig attorney Jackie Becerra seems like an accomplished attorney that gives to charitable cause, but she is not. She is a flesh eater, no ethics, or skill. She likes to kill, just as long as she dose not get any of the blood on her.

I don't care much about the inconvenience. Nor do I really care about the overdraft fee very much. what I do care about is being lied o repeatedly and the holding of funds for no reason.
I have been through quite a bit with this bank:
First they told me funds were available and then they held them without warning. I gave someone a check thinking that the funds were available. Only to find on Tuesday that were held. The reason I was given was that they were unable to verify the amount with the bank that issued the check. I was told this was a fabrication by the lawyer who issued the check. I found out he was right because when I called this morning (11/18), I was told that the only time someone tried to verify the funds was last night. Therefore Chase held the funds without cause. I also have a little slip of paper telling me that the funds would be available and only a certain amount would be held until 11/16. There is a disclaimer on the bottom that says further review may cause the funds to be held for an additional 7 days. To whit I refer to the above statement that no attempt was made by anyone to actually verify the funds as per the notes that the OH so rude telephone person told me. I am now on the phone with someone who is nice enough to look in to the matter. I will see if I can get my $34 overdraft fee back.
Here's the story as it unfolded if you are interested in reading the entire thing:

Emailed to them: I was told by the assistant branch manager on Avenue J in Brooklyn, NY that even though I was told that my funds were available, I would still have overdraft charges. I was lied to by the assistant branch manager who when she asked me if I made out the checks the day I deposited the funds, I told her no. She said yes you did. I said no, I deposited them on Friday and made out the checks on Monday. She said that I made the deposit on Monday 11/15/2010. You can check the deposit which I am printing out for my records that I made the deposit on Friday. How do you employ such liars and thieves?
I have had no reason to complain until now!
You held the funds for no reason. I was told some imbecilic reason which is not true. The funds can be verified by the check issuing bank. It obviously an attempt to hold the money longer. I was told that NO they would not refund me the overdraft fees even though I have a receipt which clearly shows that the funds were available.

Their Response:
Thank you for contacting Chase.

We apologize for any inconvenience you may have
experienced due to the deposit hold.

Our records show that a hold was placed for the deposit in
the amount of $****** on November 15, 2010. This will
be available for use on November 23, 2010.

Federal Banking Regulation CC allows us to hold
substantial deposits. The Rules and Regulations of your
account disclose this information. Holds help protect you
and the bank from unnecessary losses if a deposited item
is returned unpaid. Further more, holds can help you
avoid incurring fees if the issuing bank does not honor a
deposited item. Any negotiable instrument can have a stop
placed on it (including money orders and cashier's
checks), which can cause a returned item situations.

There are numerous things that could trigger a hold. The
most common is any high dollar amount. Another condition
that can trigger a hold is an amount that does not fall in
to your deposit pattern, or in other words, you do not
usually deposit items in that amount range. Holds are
placed for your protection and ours.

The Expedited Funds Availability Act ensures prompt
availability of deposited funds and governs the length of
time a bank may "hold" funds from checks deposited into
transaction accounts:

Time Limit

Holds are determined on a case-by-case situation. For
items up to $4, 900 a hold may be placed for 2 to 5
business days for local and non-local items and for items
over $5, 000 a hold may be placed for 7 business days for
local items and 11 business days for non-local items.

Any checks or items that are presented to your account
while a deposit hold is in place should be paid. If any
fees are assessed to your account due to a deposit hold
they will be absorbed by the bank as long as the deposit
was not returned.

Again, please accept our apology for any inconvenience
this has caused you.

If you require further assistance, please e-mail us via
the Secure Message Center or contact Chase By Phone at
1-800-935-9935 (BTW this is the wrong number to call). Chase By Phone representatives are
available to assist you 7:00 AM - 9:00 PM, seven days a
week with automated account information available 24-hours
a day.

Thank you,


Keithly Jane Marges
Internet Service Center


My response: The representative I spoke with on the phone last night lied and told me the put notes on the account. Then the person today was extremely rude and told me that the only time someone tried to verify the funds was last night. Therefore you held the funds for no reason.

You are being untruthful...
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Just a side note: I was told that I should not deposit over a certain amount into a checking account. Meaning that they know they do this.

Chase Bank is by far the most corrupt unethical business entity that I have ever delt with. You can not get information and you can never get anyone that can offer you any explanations for any questions that you have. They put on insurance even though you send them many faxes of your insurance coverage. I sent them $30, 000 toward my loan and for over a year now I have been trying to find out what they did with that money. No answers. I am going to have to hire a lawyer to unscramble the mess they have made of my home loan.