"Consumer Reviews on Companies, Products and Services"

Chase Credit Cards / JP Morgan Chase & Co.

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Category: Business & Finances

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United States

Chase Credit Cards / JP Morgan Chase & Co. Reviews

c6Logic February 8, 2009
WARNING!
I have been a long standing account holder with Chase Credit for over a decade. I have two of their credit cards, one branded by Amazon. I was contacted by their security 2 months ago regarding suspicious transactions against one of my cards that appeared fraudulent. This was indeed the case. I signed up with their online account service to monitor the transactions for this account and began receiving emails from them at one of my email accounts I use exclusively for business. Then, just the other day, on another email account, I received a notice that my statement was ready. Hmmm, I thought, and opened it up. When I went to their site, I discovered that my other Amazon branded card had been enrolled in paperless delivery and that I had missed a payment and been charged a $29 late fee on a very small balance. When I called customer service and complained that I had not enrolled in paperless delivery, and had never received a statement from them until now, they said, essentially that it was not their problem, since I had obviously enrolled. I said no, I had not, but they were utterly disinterested in the fact that I had not requested paperless delivery for the account, and had not received a statement for the previous month. They also declined to rescind the late fee. When I told them I had never been late on a payment in my life, they were also indifferent. When I told them I would have to terminate our relationship for both cards because of their refusal to take responsibility for the situation they had created, they said, go ahead. I don't know how they stay in business with this attitude, credit cards are a commodity. I won't do business with them again.
May 25, 2007
Do not do business with this bank!
BEWARE. Do not do business with this bank. I have been a customer for 10 years, never made a late payment. My payment posted one business day late, not only did they charge me a $39 late fee, but they raised my interest rate by 15 points. I called to asked for a courtesy refund and to reinstate my interest and was told no. I said I would close my accounts, I have two. Any the customer service rep said, go ahead and close them. I work for a bank and if we ever treated our customers this way, it would not be tolerated. Furthermore, how would you expect to keep customers with this kind of customer service. I did indeed close my accounts, and am warning anyone thinking about dealing with this credit card company to be afraid, be very afraid.

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