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Dawn
May 20, 2009
credit card rate increase
I have had a credit card with chase since 1984, and am in good standing. Due to medical expenses I have had to carry a balance lately, and pay around two times the minimum balance monthly. I have a very good credit rating. I just received a form letter type statement from Chase telling me that they are going to over double my interest rate in July. I am enraged, and have have decided to cash in a CD, and actually transfer what is left on the balnce to a credit card that actually has a higher rate than my chase card at this time. I am mad, and I am not going to give chase another cent of my money. I have another credit card with Chase that carries no balance and I am also closing that account. I know that it will tweek my credit rating, but tough. This is a principle thing for me, but just think if everyone who was being ripped off by chase would figure out a way to close all their accounts with Chase. We need to figure out ways of not being victims of companies that believe they have us over a barrel. Sometimes it is worth spending a little to stand up for what is right. I am disabled and living on a fixed income right now, but I refuse to be a victim of Chase Manhattan.
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tamara
January 21, 2009
repossesion
we have a construction ompany, my husband who is a senior citizan., lost his business due to economic times.
we had a balance of $2800 left on our car loan, we fell behind in our payments.I called like i did every month
and told them when i was going to pay.They came in the middle of Saturday night and repossed our Van.It had more expensive tools in it, than the van is worth.I thought someone stole it, and called the police.That was when i found out it was repossed.It took 3 days to get the car back after paying incrediable amount of fees.When my husband who by the way is 72 yrs old and is now working as a loborer.so we can eat, Had to make an appt, pay cash of approx$400 to get the van.When he drove it out of the lot, it did not run, you couldn't get it out of 1st gear, but you could go backwards.When i called Chase to tell them this, they said tough luck, call the repo people.When i did 2 hours later some guy showed up and said you can drive it, see! in first gear
I called many times after, they finally told me to go to some mechnic, who's phone number they did not have or the address, just the steet name.or else they could tow it at my cost
My husband finally gets there, and the owner said it's 4pm, come back tomorrow at 5am
nobody cares how people are treated, all they see are $$
we cannot have this kind of abuse
as of right now we have a car that ran great, now we cannot use it since it does not drive
and nobody cares.Chase said it my fault for not paying
Recovery Services who is in Edison.NJ
they said tough !would not give me there address or the name of their insurance company
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