This payment protection plan is a waste of money.When i was disabled they failed to come through and pay my minimum payments and continued their monthly billing.I would also not recommend Chase credit company because I paid a bill over the phone onits due date and they did not post it till the next day and charged me a $25.00 late fee.Their customer service reps give you the run around and were not helpful in solving any discrepancies.Chase's policy is "The customer is never right".Good bye Chase I hope you go under for ripping off your customers.