My son has 2 accounts for his children ages 1 and 2. Wells Fargo first put his son as the adult and him as the child. They told him there were NO FEES to transfer money over the phone from one account to another account his childrens money started disappearing they were charging $15 out of there accounts after he transfered money out of his other accounts in all they took $45 out of each childs account when he called thecfe7by only offered to refund $22.50 to each of the childrens accounts. Needless to say he will NOT be staying with them taking his 5 accounts with him and I will be taking my 6 accounts elsewhere.