Signed up for a free credit report in August 2007. They offered an extended or more detailed look at our credit history for what was supposed to be a $12.95 one time sign up. Now they are removing $12.95 twice a month on the same day. Have called to dispute this with them & got hung up on & told they will reimburse a one time reimbursement. When they were ask why they were taking out two payments we were told my husband was on the account also. He has never been on CIC's web site.