I got a call from Doug Machamer at WEstbury and he said i had a returned check in his office from a payment i made in july but the check did not clear because my ex-wife stole money from my account and i had to close that account. Then doug said i owed $480.00 from a payday loan that i never paid back even though i made some payments he said they were extension fee payments and when i checked with the bank i had made one payment and loan shop had deposited $300 in my account and i had three returned payments from loanshop. So when i explained to doug that i made one payment he said fine then send a money gram for $300.00 and i would get a receipt paid in full and he would drop the bad check charge. I feel he was rude and impatient with each time i spoke to him but i made the payment yesterday and all i get is a voice mail! Beware!