I received a letter from CIT Bank c/o Bill Me Later, Inc. The letter states that they regret that they were unable to approve me for services at this time due to being unable to verify information provided by me on my application for a Jewelry Television preferred account. And then it goes on to say that I should contact Equifax Credit Information Services with an 800 number. Unfortunately you cannot talk to a person. It is all automated.

Problem is I never applied for any such account. There is no phone number or name on this letter to contact.

Does this sound like a scam or did someone try to steal my identity!