my mother went to richard for a loan richard borroed the full amount even though my mother only wanted enough to pay her husband off i asked her not to give richard the money to make this short richard has retired he did not put the ten thousand on the loan my mother cannot read nor write and i'm not much better but richard and i have been arguing for years about that money and he swore to me he put it back into her account but the new owner said that he would have filed that with the irs so please help tired of being taking for not having an education but my mother was an acoholic and get drunk and fight her and my stepdad one night they were fighting and i went in to help my mother and he locked me out i was beatenin on the door to get in and my arm went all the way end and down on the glass sticking up my dr said i would never be able to use it again but thank god ican do something my story why i didnt finish scool i have a metal plate and four screws in my head im 40 plus know plesae help