I paid $600.00 extra to Lund Cadillac for Gap Insurance on a 2004 Cadillac. The Co., Cna National Warranty Co., of Scottsdale Az. accepted the money, and sent me a small booklet, showing the car had Gap Insurance in effect. The car was totalled Sept 7th, 2005, in a transmission related malfunction, which was admitted by Cadillac with their specific investigation. The Hartford Insurance co. paid the primary portion of the insurance, but CNA refused to pay the Gap of $28, 000. that was left, because the said the "wording" on my statement as to the specifics about the accident was not in their Gap Insurance Guideline. The Gap Insurance policy, and the accident Was in any typical Gap Insurance policy, they just decided, they did not want to pay the claim!