I check my bank account daily. This morning I found a charge to my bank account for $149.00, that I did not authorize coming from a 'USA Credit' and 'Commonwealth'. The phone number listed was 1-800-685-9354. When I called this number, it asked for my account or social security number!

Luckily, because I reported it to my bank immediately, funds were credited back to my account. But I had to close my account, and open a new one. Not an easy or quick solution to my situation, and certainly not how I wanted to spend my day.

If there is any way to prosecute these jerks, please contact me.