Misleading warranty. They only allowed 11.8 hours to replace an engine that takes every bit of 20 hours to replace. You think your deductible is $100.00 until they don't pay for tear downs, fluids, etc. etc. You pay good money for what you think is a warranty, and then they try every way to not pay, or pay next to nothing. They covered less than half of the total due from the repair shop. When you call, they will get rude with you, and tell you you should have bought a better warranty plan.