I came to this office seeking for help on a loan modification, they charge me up front (which is ilegal) at the time I didn't known. They told me to stop making my payments, and did nothing in the mean time...I use to call/email them every single day to make sure everything was going good. their answer always was everything is under control we are working with the bank, unfortunatly they never did and I lost my house and kids stability thatks to these people. be carefull pelase.