I was totally misinformed and swindled into the purchase of a timeshare by Resort Sales Agent Mike Khilnani, he totally misrepresented the Resort its amenities and in agreement with him was notary Terri Fratilla-Tuley in succession over and over I express my concerns about the excessive interest rate Sales Agent Mike Khilnani & Terri Fratilla-Tuley told me I definitely could refinance this arraignment when I got back to Los Angeles, they said no doubt my Credit Union or personal Bank would refinance. I contacted my Credit Union and was informed by my bank & credit union that I had been told a blatant lie because its common practice and general knowledge that NO bank or credit union will refinance a loan on a mortgage unless it is a family dwelling, not co-operative properties.