I warn you against this consumerbill.com [aka; onyx credit card maybe(?)]. My checking account was debited $17.95 each month for 3 months in a row... for nothing to show for what I was paying. Recently they took another $49.95, and again $39.95 in the form of a counter check from my account... I bank with Consumers Credit Union, the dispute was not processed as "fraud" because the origin was with my permission, therefore Consumers Credit Union could process other counter checks as fraud...