I saw the advertisement for a credit card to rebuild my credit in Ocotber 2007. After completing the application, I was not told of any account processing fee of $99.00; Program Participation Fee of $89.00; Annual Fee of $49.00; and Account maintenance fee of $10.00 before getting the card. I just received a bill in the mail from Continental Finance Company, LLC, which states that I owe $247.00 before I even got the card. I still have not received the card but yet I owe this. I even tried to call the telephone numbers on the credit bill, only to find out that I need to call other numbers. After I called the other numbers, again I cannot even talk to their Customer Service about the bill.