I had purchased a health contract for my dog Pinki in 2002, Pinki died in 2004. At that time I told them I was cancelling the contract as I did not have another dog. They agreed.

Then they started sending me bills for the contract and said I had to pay it before they would cancel it. I told them they had already agreed to cancel it. Then they turned it over to a collection agency.

I filed bankruptcy in August of 2005 and they were included in the bankruptcy which was discharged in January 2006. I have reported this to the credit bureaus; yet the collection agency for Banfield have said that the charge is due them and are continueing to have the collection agency harrass me which is against the law. I have receicved calls from them in November 2007. My next thing will be to notify the court that I am being harrassed by you for a discharged debt.