DSI and or NAES - North American Education Services, informed me for a fee and following there schedule I would be Debt Free. This started in 2004. I've now got a judgement against me and didn't even know it was going on. What to do. I have no idea. There is no recourse. They have recently in the last 3 months they have shut down my access to their websites. Now my home state has me filling out paper work to forfeit pay. How do I fix this? Please help