These people claim to be able to give you information and support to fight unsecured debt which they basically claim is all illegal. They say they will give you legal forms and advice that will eliminate your credit card and other unsecured debt. All they do is email you generic forms with complicated wording and expect you to be able to fill them out correctly. The forms are not legal and they basically get you into a paper war with creditors and lawyers and in the end they tell you to settle or declare bankruptcy (which I was forced to do). They collect th0usand from you upfront and then string you along with bogus advice and forms until all your checks have cleared and then they tell you that you have no choice but to settle with the creditors. Total ripoff!