On 12/1/07 I received a bill from CreditOne Bank for a Visa credit card I applied for. I never received the card, but did receive a bill for $74.75 (enrollment fee). When I called the phone number on the statement, 877-825-3242, the message immediately went into the card activation mode. I pressed option 2, which was suppose to interrupt the activation, and put me through to a representative. Instead, I received a message stating they were "closed for the holiday". I am not aware of any holiday that falls on 12/3/07. I then went on their website and called every phone number they had listed. EVERY ONE OF THEM BROUGHT ME TO THE CARD ACTIVATION MESSAGE. When I pressed option 2 on these numbers, I was again returned to the card activation message. Talk about a circle jerk. I have a really bad feeling about this company, and I get the impression I have been scammed. I sent them a letter today telling them to cancel my account immediately. I will see what happens.