It took me four months to figure out who cubis financial was because they were taking $9.95 out of my account but listed no number. On my October statement they listed the name on my account. I looked at it on the web.Also found out that many people have been ripped offf by them, not knowing who they were. Please help! I am going to call tomorrow and talk to them, and demand they stop chagring my account. I don't have their credit acard nor have I approved for them to do this.