I was enticed by the same set of rules, harassing phone calls, need to pay within 1 hr, need to fax paper, notirzed and such. I do have outstanding bal out, but I never thought they would haress and leave threating message to this point. They also promise to send you the confirmation letter were everything is settled. Second as I found out, all the numbers that contacted me, were cell phones. Third, Mr. Charles Brown, Keith Roberts, Julian Marshall, Jason Alexander, Anna Smith, are names that they have used to contacted me. Unfor. I was scam 3 times for $2000 dollars. If you guys or any one in the future get haress like this, I advise you to report this to the proper agency. Right now, it is beening investigated after I filed the complaint.