I received a call from a company about getting a loan. The interest rate they quoted was too high. When they asked what the loan was for and I told them consolidation of old debts they forwarded me on to DEBTLINE.

I spoke with a guy about my expenses and outgoings and he said they would post something off in the post and I would need to spend £135 a month to pay off my debts.

After receiving the letters I looked through and decided to bite the bullet and contact the companies I owe to myself to save money.

Debtline have been into my bank 3 times, they have brought me over my overdraft and caused me more fees, interest rates and for this payment, I have had no service whatsoever from them. They don't have any details of any companies I owe to they are simply just taking money from me as they please.

I have no money for food, no income and I owe the bank £130 now with more charges everyday.