This is a Debt resolution/settlement company disguised as collection agency. When a customer signs in with them. The customer signs all of their debts over to DebtPro123's collection agency - UCG (http://www.4ucg.com/ ) Debtpro123's supposed partner/parent company. UCG buys the debt from their creditors with the customer's money and sells it back to the customer 5 times what they paid. THIS IS A COMPLETE SCAM. The customer can get the same deal negotiating with the collection agencies by themselves. THIS IS THE REASON THEIR PROGRAM DOES NOT INCLUDE DEBT THAT HAS ALREADY GONE OVER TO COLLECTIONS. Debtpro123's business model is unethical and are defrauding customers. YOUR CREDIT WILL BE COMPLETELY DESTROYED IF YOU SIGN IN WITH THEM.