Coerced by Dental PA Delray into getting a CareCredit credit card for $1, 600 ( I am now on the hook for $1, 600.) to cover a dental procedure that cost $430. (my co-pay) had the claim been submitted to my CIGNA Dental insurance plan. Gross over charge, claim never submitted to insurance co, no discussion of dental procedure and the tooth cracked and fell out the same week.