Fell a couple payments behind on a car loan. Started working again to repay and bring current. There is a line in the contract I signed that states appearently they can cancel the entire loan if the payments fall 100 days behind. Made a payment but they "placed" my payment into a "savings" account and did not apply it towards the loan, I was given no notice of this payment not being placed towards the loan, and then proceeded to take the car back, keeping all the money I had already paid, plus the money which I though was bring loan current, left me with nothing, and will not release the car, even though my total payments made only add up to 1 late payment.