on or about september 27, 2010; i enrolled in a program with this company ; no documents were ever signed and i never gave my signature by voice. the first draft from my banck account was suppposed to have started a couple weeks later for this program. they tired to debit my account for a down pmt of 99.00 which they could not get... and when i found out wahat they were trying to do i called and cancelled and i recieved a confirmation # well about 2 weeks later they debited my account again for 67.00 when i called and told them i had cancelled . and i wanted my money deposited back in my acccount they informed me they could not refund . and if i ever decided to do business with them the money would be there..? how do i get my money back?