I, like a lot of others I have read, never had a written or verbal agreement to this company. I simply got payment books. They called me at work, where I stated I was too busy to speak to them and told them to contact me at my home. BIG mistake... I get a letter telling me when I am to start paying them. I never once said I wanted to do this. I wrote back that I didn't have the additional money during the month for this sort of thing. I get a response saying that I already made the beforementioned (non-existant) agreement and couldn't get out of it. I recieved a second book, and called to inquire about it. Apparently they took it upon themselves to order more magazines for me, which created a second account. This also was never agreed to. I called to say I didn't want this and didn't agree to it. Lisa, the supervisor, told me I have to pay $300 dollars to cancel the second account, which I never authorized in the first place. AVOID THIS COMPANY AT ALL COSTS.