i didnot realise that there was an 34.19 charge from my checking account and i checked with the companmy and tried fir a refund and they states that i signed up for this and there will be no refund i have not used this account and have cancelled it but the say there is no way to refund my account and this is wrong they stated that the acceptance letter that goes with trhe signup tat in the snall print said no refund who really reads all of that 4 page form i really need my money back