I just thought I would let you know about a public interest issue that you might want to pursue. Long story short and I can provide more details if needed

I applied from a mailer for a card got approved got the card sent to me and I activated it with a $6000 credit limit...

I procrastinated in doing the balance transfers (apparently there was a time limit) So I called they would not work with me so I suggested I canceled the unused card reapply for a new one (as you cannot have 2) and then not procrastinate I was warned that I might not get the same deal.

I did this and was declined !!!

The reason was my mortgage had not gone down!!!?!?!? I like many many others I am on an interest only but unlike many others am paying on time with no missed payments or even any payments late. If I was renting an apartment the payments to them would not effect my credit. So why within one month I have gone from $6000 to Nothing.