I have been constantly harassed by DCS especially Juile.Then I called to speak to a supervisor and he just judge me without knowing my situation. They were trying to get me to send them 50 dollars a month for the next 3 months.I dont have it I am currently unemplyed and my income is limited to 100 dollars a week.The guy I spoke to told me I would never be able to go back to school with my loan being in default.He was very unprofessional and I dont care how long he has been in this kind of business.I took it one step futher I called called the loan consoildation department myself.Which informed that I could do a in school deferment becasue I will be going ba ck to school next month. Your employees are not God the Ultimate Authority they need to become humble instead of getting humilitated by other people.Top be honest they need some people skills.