Doctorfunds.com IS A SCAM owned & directly operated by Greg LeMay. He WILL take your money and you will regret it for the rest of your life.
I filled out an online application and 1-2 days later their "underwriters approved" me for a sweetheart deal no other bank could offer... working capital loan @8.5% for 10-yrs... JUST wire transfer or send a cashier's check for 5% of the loan as a "processing fee"to their Bank of America (routine# 026009593, Acct# 004886689049). Once they had my money I found out they were NOT a direct lender but a loan "broker" (scam artist is a better definition) and he has NO authority to negotiate or set loan terms or interest rates. I was referred to another company who was an actual lender. The person to whom I was sent even admitted "he didn't deal with those LeMay deals, he lets his assistant work them out". After waiting a month for true loan approval, my loan was declined. I tried cotacting Greg Lemay directly by phone & e-mail...no response. I filed a complaint with the Dallas BBB. After waiting a month, the BBB indicated they too, received no response from either Greg LeMay nor Doctorsfunds.com. Since I was already "screwed" out of my processing fee, I sent a copy of the bank letter declining my loan back to Doctorsfunds.com requesting another referral hoping to find a bank that would approve the loan. Boy was I nieve!! They referred me to a different lender who offered to split the loan request into 3-loans each one small enough to avoid income verification. The first loan was an equipment lease/sell back for 60-months at 27% (twenty-seven) interest !! They wouldn't even present the terms of the other two loans until I agreed to the first. Needless to say, I declined... and at that point Greg LeMay had me... He has my money to process a loan no one would approve and when I declined a ridiculous offer of 27%, his contract states he has earned his processing fee in full and has no further obligation. PS, if you sue... you have to file & fight in Texas small claims court.
AVOID DOCTORFUNDS.COM... you're better off going to Vegas & gamble... if you win, the money is yours free & clear, if you lose it all ...at least you have a vacation memory... the only memory I have is of the money I will NEVER see again.