These days, you can really go by if you don't have any money. So I tried to apply for a loan so that I could get by daily while I'm still looking for a job. The next day I knew, an amount of $49.98 was posted on my checking account that even put my status in the negative. I was just furious about this, so I called the company who did this to give them my piece of mind. They understood my concern and cancelled this subscription and returned to my account by 3 business days. I will be extra careful from now on.