WAS TOLD BY SELES REP. THAT I COULD CANCEL MONTHLY CHARGES AT ANY TIME. BUT AFTER 5 MOS. OF NO CALLS TRIED TO CANCEL. WAS TOLD I COULD NOT WITHOUT PAYING A HUGE FEE. THERE COLLECTIONS HAVE STOLEN MONEY FROM MY CREDIT CARD & ARE STILL CALLING 1 YR. LATER. DO NOT FALL FOR THIS SCAM...