This company is a plie of S>>>>>, we refinanced with Lend America, this company was supposed to send funds to 4 places. We were to get cash (which we did), both of our cars were to be paid off ( they were), they were to pay off our 1st mortgage (They DIDNOT). This was supposed to happen by Oct 9th. As of today IT STILL HAS NOT HAPPENED. This is happening to alot of other people also. They are ( or were) in cahoots with Lend America. LA is now CLOSED. I am waiting for the SCC to get in touch with me about this. I have also been in contact with the FBI, BBB, consumers affairs, HUD/FHA, attorney general in NY and VA, the FTC, SCC, bureau of insurances in NY and VA, the governors of NY and VA, I will not stop until something is done about this for me and others. Please contact me if EAM has done this to you also... e-mail [email protected]