As alot of people are running to their computers for information to help in these hard economic times, there are scams just waiting for their next victim. I had be hearing about grants out there and went on a web site that would send me a CD with all the info. I needed, for just $9.95. What's $10.00 right? WRONG, they charged my credit card for the next 3 more months by the time, I gotten to do my quarterly bookkeeping. They would use different company names and were charging me $39.95 per month, I had my acct. # changed and as for that CD, YOU GUESSED IT, IT WAS A JOKE!!!