Elder Law Guidance is dedicated to providing elder law and estate planning services throughout Kentucky, helping families preserve what they have worked a lifetime to build. We help clients navigate asset protection, Medicaid planning, Veterans Benefits, wills and trusts, estate planning, and special needs planning. In Kentucky, the Medicaid look-back period spans 60 months - meaning any assets transferred within five years of applying for long-term care Medicaid are subject to review, and improper transfers can delay coverage for months or longer. Kentucky also enforces a daily penalty divisor of $325.41 in 2026, so a single unplanned gift of $100,000 can result in over 13 months of denied Medicaid coverage with no safety net in place. Having seen firsthand how difficult it can be for families to rebuild across generations, we are committed to helping others plan ahead and avoid those challenges. Our focus is on treating every family with respect, helping secure important benefits, and supporting a more stable and comfortable future. Visit our London office - located within a 15-minute drive of Whitley Branch Veterans Park and the Laurel County Historical Society - or call us at (606) 707-2399.